How To Secure Your ERISA Benefits | Mark Morse – RI – FESCH.TV

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The Law Office Of Mark B. Morse LLC
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Providence, RI 02906
United States
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Most of ERISA plans have a very strict protocol as to how to make a claim for benefits. Most of these protocols have to be followed strictly in order to go from phase 1 to phase 2, and ultimately, to secure your plan benefits. The very first step is to read the provisions of the plan, and to make a claim in a timely fashion. Following the claim, it is important to follow the steps necessary to document your claim. If the claim is denied, you can follow the next step to appeal the denial of the claim. There are usually strict time procedures and reading of what needs to be done.
Primarily, your rights under ERISA are to be treated fairly by the plan pursuant to the plan documents. They are required to treat plan participants in an equal fashion, which doesn’t really mean that all plan participants are equal. Oftentimes, they have different classes of plan participants that are allowed different benefits. It may be based on the person’s employment status or the plan benefits that the individual elects. For example, as a plan participant, you might elect a greater plan benefit, and as long as you are treated equally with all other participants who elect that same plan benefit, that’s what you’re entitled to receive under ERISA.

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